Retirement Planning

Making Work Optional

Retirement is no longer just about working until 65 and then stepping away completely. For many architects and engineers, the ideal retirement looks different—it’s about creating flexibility, making work optional, and living a fulfilling life long before the traditional retirement age.

Our Retirement Planning service is designed for professionals who want to craft a personalized path to financial independence, allowing them to transition into retirement on their terms.

Key Problems We Solve:

  1. Uncertainty About Retirement Readiness
    Many professionals don’t know if they’re on track to make work optional. We help you assess your current savings and investments, projecting what’s needed to meet your retirement goals.

  2. Outdated Views on Retirement
    Retirement doesn’t have to be an all-or-nothing transition. We help you explore options like semi-retirement, phased retirement, or pursuing passion projects while maintaining financial security.

  3. No Clear Retirement Plan
    Without a plan, retirement can feel like a distant, unclear goal. We’ll guide you through setting specific, realistic retirement targets so you can make confident decisions today that will shape your future.

The Wealth Blueprint Approach:

As part of our Wealth Blueprint model, our Retirement Planning service goes beyond saving for an arbitrary date. We help you design a retirement that offers the flexibility and freedom to choose how you spend your time, whether that’s reducing your work hours, pursuing hobbies, or traveling the world.

How We Help:

  1. Income Planning
    We create a dynamic income strategy using risk-based guardrails to help you maximize your spending in retirement. This approach adapts to changes in market conditions and personal needs, ensuring you can enjoy retirement without the fear of running out of money, while avoiding leaving behind a large unspent balance.

  2. Making Work Optional
    We help you design a financial plan that gives you the freedom to make work optional before traditional retirement age. Whether you want to pursue passion projects, part-time work, or simply slow down, we’ll create a plan that aligns your finances with your lifestyle goals, giving you flexibility and peace of mind.

  3. Tax-Efficient Retirement Plans
    Taxes can take a significant bite out of your retirement savings. We work with you to create tax-efficient strategies, including smart use of retirement accounts and tax-friendly withdrawal plans, helping you reduce liabilities and keep more of your money in retirement.

Expected Results:

  1. Clarity on when work can become optional for you

  2. A tailored plan for a flexible, non-traditional retirement that fits your goals

  3. Peace of mind knowing that you’re on track for financial independence

  4. Confidence that your financial strategy supports your desired lifestyle

Ready to Make Work Optional?

Schedule a Time to begin crafting your customized retirement plan!