Ryan Sullivan, PE Ryan Sullivan, PE

How to Win When Markets Lose

For the longest time it was always my goal to make money when the markets declined. I thought that would be the ultimate proof of skill. And, if you could do this, that would allow you to increase your compounding by minimizing or even eliminating losses in your portfolio.

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Ryan Sullivan, PE Ryan Sullivan, PE

What Now? A Framework for Building Wealth

A question I commonly hear from professionals that have achieved financial stability is, “What Now?”. After working for a handful of years and getting the major pieces of your financial life in order:

  • Balanced cash flow

  • Emergency fund

  • Saving in 401k and/or IRA

  • Saving in HSA

What do you do now?

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Ryan Sullivan, PE Ryan Sullivan, PE

When to Sell Your Investment

The hard part about investing isn’t knowing what or when to buy, it’s knowing when to sell. Selling is infinitely more important than when or what you buy, because selling is the moment where your gains (or losses) are realized.

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Ryan Sullivan, PE Ryan Sullivan, PE

Managing Variable Expenses

One of the biggest challenges in managing your finances comes from the variability and unpredictability of certain expenses.

How can you possibly keep track of everything while also living your life?

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Ryan Sullivan, PE Ryan Sullivan, PE

Managing Variable Income

It can be substantially more difficult to master your cash flow when you have variable income. How can you make sure you have a plan to balance things out at the end of every month, when every month is slightly (or maybe majorly) different? Today we’ll walk through my primary strategies for answering that question.

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Ryan Sullivan, PE Ryan Sullivan, PE

The Broken Window Fallacy

Why breaking a window doesn't create more economic activity. A story from Economics in One Lesson by Henry Hazlitt and my thoughts on it.

There are some people in the world (and some policy makers too) who fall prey to the idea that direct intervention with the economic environment is the best way to stimulate growth.

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Ryan Sullivan, PE Ryan Sullivan, PE

What to Do with Your Cash

With the current higher interest rate environment, you should be able to earn at least 3% on your cash. If you aren’t making that right now, you might want to consider one of these options:

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Ryan Sullivan, PE Ryan Sullivan, PE

Understanding Market Cycles

If you want to know what markets are going to do next, you have to understand the different types of cycles the market goes through. There are three primary types of cycles—we’ll dig into each and how to use them in your investing process.

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Ryan Sullivan, PE Ryan Sullivan, PE

20 Year Plan to Millionaire Status

Who doesn’t want to be a millionaire? Not only do you get the status from all those commas in your bank account, $1,000,000 invested in the stock market or real estate can typically produce around $50,000 in passive income. For someone without debt (or kids) that’s enough money to buy back at least some of the time you spend at your job right now.

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Ryan Sullivan, PE Ryan Sullivan, PE

Designing Your Life: 3 Skills to Master Financial Freedom

Financial Freedom. It’s a term that gets thrown around a lot, but do you know what it means? Everyone’s definition may vary slightly, but at its core, it means you are not constrained by money. You have put yourself in a position where you can make choices based on your values, not your bank accounts. There are three primary skills you need to master to achieve financial freedom: Cash Flow, Planning, and Investing.

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